We strongly recommend that all U.S. citizens and permanent residents apply for federal student loans before pursuing other loan options.  Student must be enrolled at least half-time (6 credits) to qualify for the Federal Direct Unsubsidized Loan. Interest begins accruing at the time of the loan disbursement. Students can elect to pay the interest while in school or have it capitalized into a repayment schedule that starts six months after you leave school. The Standard Repayment term extends up to 10 years, with deferments available during unemployment, economic hardship, or continued education. Loan funds are issued in two disbursements each year, typically timed to coincide with the start of each semester.

The interest rate for all Direct Unsubsidized Loans disbursed on or after July 1, 2022 and prior to July 1, 2023 is a fixed rate of 6.54%. The origination fee is 1.057% for loans disbursed after October 1, 2020 and prior to October 1, 2023.

Students are eligible to borrow up to $20,500 per academic year

Students must remain enrolled at least half-time (6 or more credits).